Terms and Conditions
Your use of https://www.virtualbranchservices.com/tool/vbranch/ ("Site") is expressly conditioned upon your acceptance of the following terms and conditions ("Terms and Conditions"). If you do not agree with any part of the Terms and Conditions, you must not use this Site. Use by you of this Site indicates your agreement to the following Terms and Conditions and shall apply regardless of the means by which the Site was accessed.
1. Fiserv Solutions and its third party vendors, if any, are the owners of all copyrights, trade secrets, patents or other intellectual property rights in this Site. You may not disassemble, decompile, reverse engineer or otherwise derive source code from the software, reproduce, distribute, publish, license, modify, create derivative works from, transfer, sell, rent or lease any information, software products or services obtained from this Site without the express written permission of Fiserv Solutions. All references to Fiserv Solutions in these Terms and Conditions will be deemed to include all subsidiaries of Fiserv Solutions.
2. You agree to use this Site solely for your own purposes and not to use or exploit any portion of this Site or the services facilities of this Site for commercial purposes not related to your personal use.
3. Fiserv Solutions uses reasonable efforts to include accurate and up-to-date information in the Site. Fiserv Solutions makes no warranties or representations as to the accuracy of such information and assumes no liability or responsibility for any errors or omissions in the content of the Site.
4. YOUR USE OF THIS SITE IS SOLELY AT YOUR OWN RISK AND IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. Fiserv Solutions MAKES NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY MATTER, INCLUDING THE MERCHANTABILITY, SUITABILITY, ORIGINALITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, OR RESULTS TO BE DERIVED FROM THE USE OF ANY INFORMATION TECHNOLOGY SERVICE, SOFTWARE, HARDWARE OR OTHER MATERIALS PROVIDED BY THIS SITE, OR THAT THE OPERATION OF ANY SUCH SERVICE, SOFTWARE, HARDWARE OR OTHER MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE. Neither Fiserv Solutions, or any third party involved in creating, producing, or delivering this Site, will be liable for any amounts for loss of income, profit or savings for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, this Site.
5. Fiserv Solutions or its third party vendor owns the copyright for any software that is made available to download from this Site ("Software"). Your use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). You may not install or use any Software that is accompanied by or includes a License Agreement unless you first agree to the terms of the License Agreement. For any Software not accompanied by a License Agreement, Fiserv Solutions hereby grants to you, the user, a personal, nontransferable license to use the Software for viewing and otherwise using this Site in accordance with the terms and conditions set forth herein and for no other purpose. Please note that all Software, including without limitation all HTML code contained in this Site, is owned by Fiserv Solutions or its third party vendors and is protected by copyright laws and international treaty provisions. Any reproduction or redistribution of the Software is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. THE SOFTWARE IS WARRANTIED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT.
6. Information transmitted by you to this Site by electronic mail or otherwise, including documents, data, questions, comments, suggestions or the like, is, and will be treated as, nonconfidential and nonproprietary, and shall be the property of Fiserv Solutions and may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, Fiserv Solutions shall be free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.
7. Images of people and places that may be displayed on the Site are either the property of Fiserv Solutions or Fiserv Solutions has obtained the proper approvals to use such images. You are prohibited from using these images without first obtaining the prior written approval of Fiserv Solutions. Unauthorized use of such images may violate copyright, trademark, privacy and publicity laws, and other applicable laws and regulations.
8. The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site are Trademarks of Fiserv Solutions and third parties and are used with the permission of their respective owners.. You agree not to use or display the Trademarks without the prior written consent of Fiserv Solutions or the owner of such Trademark.
9. This Site may contain hyperlinks to Web sites operated by parties other than Fiserv Solutions. Such hyperlinks are provided for your reference only. Fiserv Solutions does not control such Web sites and is not responsible for their contents. Fiserv Solutions' inclusion of hyperlinks to such Web sites does not imply any endorsement of the material on such Web sites or any association with their operators.
10. Although Fiserv Solutions may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on this Site, Fiserv Solutions is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such locations on the Site. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Fiserv Solutions will fully cooperate with any law enforcement authorities or court order requesting or directing Fiserv Solutions to disclose the identity of anyone posting any such information or materials on this Site.
11. Software and any documentation and/or technical information that accompanies such Software and is available on this Site shall be subject to any United States government laws, regulations, orders or other restrictions regarding export from the United States of computer hardware, software, technical data or derivatives of such hardware, software or technical data. You will not directly or indirectly export (or reexport) any computer hardware, software, technical data or derivatives of such hardware, software or technical data, or permit the shipment of same: (a) into (or to a national or resident of) Cuba, North Korea, Iran, Iraq, Libya, Syria or any other country to which the United States has embargoed goods; (b) to anyone on the U.S. Treasury Department's List of Specially Designated Nationals, List of Specially Designated Terrorists or List of Specially Designated Narcotics Traffickers, or the U.S. Commerce Department's Denied Parties List; or (c) to any country or destination for which the United States government or a United States governmental agency requires an export license or other approval for export without first having obtained such license or other approval.
12. Fiserv Solutions may at any time revise these Terms and Conditions and your continued use of this Site will be conditioned upon the Terms and Conditions in force at the time of your use.
